Is IdentityIQ Actually Legit & Should You Use It

Identity theft occurs when someone unlawfully uses another person’s personal information to commit fraud or steal money. Criminals might use malicious software or deceptive online tactics to access data on your devices. They may also exploit stolen information from company data breaches—often purchased on the dark web—to open credit cards or loans in your name.

IdentityIQ is a U.S.-based company founded in 2009. It is a part of IDIQ, which also owns companies like MyScoreIQ. MyScoreIQ focuses on checking your credit score and providing some identity theft protection.

One of IdentityIQ’s main strengths is its comprehensive credit monitoring. In addition, the company provides a range of other protective services. Recently, it has partnered with the cybersecurity firm Bitdefender to deliver antivirus solutions and enhanced internet security.

IdentityIQ monitors your credit and utilizes advanced tools to help prevent theft of your personal data, providing robust protection against a wide range of online threats.

How does IdentityIQ work?

IdentityIQ provides several levels of identity theft protection plans, from basic coverage to more comprehensive options. The entry-level Secure plan monitors your Equifax credit report, Social Security Number, and scans the dark web for your data, also offering a $1 million insurance policy in case of identity theft.

More advanced plans like Secure Plus, Pro, and Max add extra services such as monitoring credit reports from multiple bureaus, sending alerts about credit changes, and assisting with identity restoration if your information is compromised. The Max plan also includes tools to simulate credit score changes and offers insurance coverage for your children.

You can further enhance your protection by adding Bitdefender’s online security tools to any plan. This upgrade gives you access to a VPN for private browsing, antivirus software to block malware, and a password manager to keep your credentials safe.

Is IdentityIQ legit?

IdentityIQ is a well-established, reputable company that has specialized in identity theft protection and credit monitoring for over 15 years. This longstanding presence is a sign of reliability and trustworthiness.

The company has earned a 4.1-star rating on Trustpilot, demonstrating a high level of satisfaction among thousands of customers.

However, some users have encountered challenges. Common concerns include:

• Difficulty accessing support. Users have reported long wait times and dropped calls, which can make resolving issues more time-consuming.
• Unexpected subscription renewals, especially after trial periods. To avoid unwanted charges, be proactive in canceling your subscription before the trial ends if you do not wish to continue.
• Challenges with canceling trials or subscriptions, making the process inconvenient for some users.
• Unhappiness with certain services from IdentityIQ’s third-party partners. For best results, access IdentityIQ’s core services directly through their official website.
• Frequent alerts can become overwhelming. If you find the notifications excessive, you can customize or mute them through your iPhone or Android device settings.

For assistance, you can contact IdentityIQ’s U.S.-based customer support team at 877-875-4347.

Who can benefit the most from IdentityIQ?

IdentityIQ delivers significant value, particularly since every plan includes up to $1 million in stolen funds and identity theft insurance. However, lower-cost plans may offer less comprehensive protection, which could leave you exposed to certain scams and fraud attempts.

Here are three scenarios where IdentityIQ proves especially beneficial:

• For basic monitoring and protection: The Secure plan, at $6.99/month, is a suitable option if you require essential identity and credit checks, insurance coverage, and access to customer support.
• For advanced digital security: You can add Bitdefender’s protective features—such as antivirus, secure internet browsing, and a VPN—for just $2/month extra, even on the most affordable plan.
• For protecting your children online: The Secure Max plan includes comprehensive coverage for your kids, monitoring their Social Security numbers and offering enhanced protection from digital threats.

The Highlight Features of IdentityIQ 

IdentityIQ not only delivers standard identity protection by monitoring for criminal activity in the U.S. and abroad but also offers an array of features designed to help individuals and businesses better protect their assets.

• Identity Monitoring: Tracks unauthorized activity associated with your personal data, both in the U.S. and globally.
• Credit Reporting and Score Delivery: Monitors your credit reports from Experian, Equifax, and TransUnion for evidence of fraud. Depending on your plan, you’ll receive credit reports either monthly, twice a year, or annually.
• Daily Credit Monitoring: Sends instant alerts for any changes to your credit file, including address changes, new credit inquiries, or modifications to your public records.
• Enhanced Credit Monitoring: Provides real-time alerts to improve your security against potential fraud.
• Dark Web Monitoring: Searches the dark web in multiple languages to identify if your personal information is being traded or sold, giving you thorough and global coverage.
• Bitdefender Premium VPN: Offers a top-tier VPN that masks your IP address and encrypts your online activity on up to 10 devices.
• Anti-Virus with Bitdefender Total Security: Delivers real-time defense against viruses, malware, ransomware, and advanced parental controls for optimal device safety.
• Identity Restoration and Insurance: Provides dedicated U.S.-based support to help you restore your identity after theft, and includes comprehensive insurance coverage.
• SSN Alerts: Immediately notifies you if your Social Security number is discovered in unauthorized locations or on the dark web.

How to Sign up for IdentityIQ? 

Getting started with IdentityIQ is a smart move towards monitoring and securing your personal information. Follow these simple steps to enroll at IdentityIQ.com and set up comprehensive protection:

1. Open your browser and go to the official https://www.identityiq.com/ website to begin registration.
   

   

2. Review the available plans, each offering various levels of identity and credit protection. Choose the plan that best matches your needs and budget.
   

   

3. Enter your personal details, including name, email, address, city, and ZIP code. Accurate information helps IdentityIQ monitor and secure your identity effectively.
   

   

4. Proceed through the verification process, which may involve answering security questions or providing documents. This vital step ensures your identity and data are secure.
   

   

5. If you select a paid plan, provide your payment information. IdentityIQ accepts most major payment options, including Mastercard, Visa, American Express, and Discover.